The BlackRock web site ("web site") is owned and operated by BlackRock Investment Management (Australia) Limited (ABN 13 006 165 975) having its registered office at Level 26, 101 Collins Street, Melbourne, VIC, 3000.

The website covers the products and activities of both BlackRock Investment Management (Australia) Limited and BlackRock Asset Management Australia Limited, ABN 33 001 804 566 (collectively "BlackRock").

By using and accessing the web site or any of its pages, you agree to be legally bound by these Terms of Use (including the Privacy Policy) detailed below.

We may change the content or services on the web site without notice including the Terms of Use and the Privacy Policy. Your continued access to, or use of, the web site means that you agree to and accept the changes we make. We recommend that you periodically review these Terms of Use and Privacy Policy for changes.

The information provided on this web site is prepared for residents of Australia only and should not be relied upon by residents of any other jurisdiction.

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Use of Account Access Part of Website
No Investment Advice
Accuracy and Currency of Information
Performance and Returns
Investing on Current Offer Documents
IDPS Accessible Funds
Important Information from MSCI
Distribution Summary and Fund Payment Information
Indemnity
Password
Copyright
Loss or Damage to your Systems
Links to, and from, other Sites
Approved Guarantee


Use of Account Access Part of Website ("the Account Access Website")

Users of the Account Access Website ("User") will be able to access information, which will be controlled by a Unique Identifier and Password. This is to allow us to implement measures to preserve the security of this information.

Use of the Account Access Website is subject to specific terms and conditions in addition to the general Terms of Use. By accessing the Account Access Website you are deemed to have read, understood and agreed to the following terms and conditions:
1. I acknowledge that I have read these Terms of Use and the Privacy Policy
2. I agree not to disclose my Unique Identifier and Password to any other person and notify you immediately of any unauthorised access to, or use of my Unique Identifier and Password.
3. I agree to be responsible for the use by others of my Unique Identifier and Password.
4. I acknowledge that information in the Account Access Website relating to me or my clients (where relevant) will be disclosed to any User using a valid Unique Identifier and Password whether or not such use is authorised by me. Once access is granted, all actions will be deemed to be made by me.
5. I warrant that any information entered by me using my Unique Identifier and Password is accurate.
6. I acknowledge that my access to the Account Access Website may be revoked by BlackRock at any time without notice.
7. I agree to indemnify BlackRock and all other Users of the Account Access Website against any claim, loss, cost, damage, action or expense which BlackRock, or any other User of the Account Access Website may experience arising from:
(a) my use of the Account Access Website,
(b) my failure to keep my Password confidential, and
(c) the use of the Account Access Website by any other person on my behalf.

No Investment Advice

The material on this web site provides general information only and is not intended to represent general or specific investment or professional advice. No direct or implicit recommendations are given in the material. This means that the information provided has not been prepared taking into account your individual financial circumstances (i.e. your investment objectives, financial situation and particular needs). You should therefore assess whether the information is appropriate to your individual financial circumstances before making an investment decision. You can either assess the information yourself or seek the help of an adviser.

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Accuracy and Currency of Information

BlackRock, its officers, employees, agents and associates believe that the information and material provided on this web site is correct at the time of compilation but do not warrant the accuracy or currency of that information and material. You should carefully check the date of compilation of the information and material (where relevant) to determine its currency. Save for statutory liability which cannot be excluded, BlackRock, its officers, employees, agents and associates disclaim all responsibility for any loss or damage which any person may suffer from reliance on the information and material on this web site or any opinion, conclusion or recommendation in the information and material whether the loss or damage is caused by any fault or negligence on the part of BlackRock (including its officers, employees, agents and associates) or otherwise.

Performance and Returns

All performance figures contained in this web site are sourced from internal and other sources as appropriate. Past performance is not a reliable indicator of future performance. The value of investments and the income from them may go down as well as up and are not guaranteed.

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Investing on Current Offer Documents

Either BlackRock Investment Management (Australia) Limited ABN 13 006 165 975 (AFS Licence No 230523) (RSE Licence No. L0000116) or BlackRock Asset Management Australia Limited ABN 33 001 804 566, (AFS Licence No 225398) (RSE Licence No L00002042)  is the responsible entity for the funds registered under the Corporations Act and is the trustee of the pooled superannuation trusts offered by BlackRock.

Investments into any fund detailed on this website may only be made on the basis of an application form contained in, or accompanying a current Product Disclosure  Statement (PDS) or Disclosure Document/Information Memorandum (collectively “Offer Documents”). A PDS for any BlackRock fund detailed on this website is available from BlackRock, or can be downloaded as a PDF file by Investors, Advisers or Institutional Clients. You should consider the PDS in deciding wether to acquire or to continue to hold the product. Please call us on 1300 366 100 to obtain a printed paper copy of the PDS, or download an electronic PDF copy from our Investor, Adviser or Institutional Client websites.

Offer Documents on this website are only intended for use by Australian residents. They have been prepared under Australian law and do not directly or indirectly amount to an offer in any other place other than Australia.

IDPS Accessible Funds

Interests in certain funds are accessible through investor directed portfolio services ("IDPS Accessible Funds") and are offered in a Product Disclosure Statement available on this website. Please read and consider the relevant Product Disclosure Statement or Information Memorandum carefully before deciding to invest. Please note that persons intending to invest in the IDPS Accessible Funds will need to complete the applicable forms for the relevant service.

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Return of Capital and Performance

None of BlackRock, their associates and subsidiaries guarantees the success of any fund, or repayment of capital nor any particular rate of return on income or of capital. Investment type products are subject to investment risk, including delays in repayment.

Important Information from MSCI

Where applicable, the funds referred to herein are not sponsored, endorsed or promoted by MSCI, and MSCI bears no responsibility with respect to any such fund or any index on which such fund is based. The relevant product disclosure statements or offer documents contain a more detailed description of the limited relationship MSCI has with BlackRock and any related funds.

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Distribution Summary and Fund Payment Information

Under new legislative provisions, applicable from distributions for the year ended 30 June 2009, BlackRock is required to disclose certain information to comply with the new withholding tax rules in relation to non-residents. Please consult your tax advisor to understand if and how the new disclosures may apply to you. The distribution details contained in these documents are estimates only.

Actual distribution information will be forwarded shortly after 30 June each year. The estimates are provided to you in good faith and have been derived from sources, materials and systems believed to be accurate and the best available at the time of the distribution. BlackRock makes no representations and disclaims all express, implied and statutory warranties of any kind to you or any third party, including but not limited to, representations, and warranties regarding accuracy, timeliness or completeness of the estimate. In no event shall BlackRock or any member of the BlackRock group of companies be liable for any damages, losses or expenses arising in connection with the use of, or reliance upon, the estimate by the recipient. A recipient must not provide distribution estimates to any third party unless consent is obtained from BlackRock they are accompanied by this disclaimer

This information does not constitute general or personal financial product advice, nor does it constitute taxation advice. Investors should seek professional financial and taxation advice before making any investment decision. Please note that past distributions are not indicative of future distributions. 

Indemnity

Where a claim is brought against BlackRock by a third party in relation to your use of this website, you hereby agree to fully reimburse Blackrock for all losses, costs, actions, proceedings, claims, damages, expenses (including reasonable legal costs and expenses), or liabilities, whatsoever suffered or incurred directly by BlackRock as a consequence of improper use of this website.  Neither party should be liable to the other for any loss or damage which may be suffered by the other party due to any cause beyond the first party's reasonable control including without limitation any power failure.

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Password

You acknowledge and agree that it is your responsibility to keep secure and confidential any passwords that we issue to you and your authorised employees and not to let such password(s) become public knowledge. If any password(s) become known by someone other than you and your authorised employees, you must change those particular password(s) immediately using the function available for this purpose on the Website.

Copyright

Copyright in all the material, works, software, design, text, graphics and code contained on or used to produce the web site and in the information and material and in its arrangement or layout, is owned or licensed by BlackRock or its associates unless otherwise indicated. Other than as permitted below, your use of anything in which BlackRock or its associates own copyright is governed by the copyright laws of Australia and its international treaties with other countries.

You are permitted to save or print a copy of the web site solely for your own information, research or study, but only if you do not modify the copy and you include the copyright notice "© BlackRock Investment Management (Australia) Limited" on the copy. You may not copy, publish, distribute, create works from or commercially exploit the content of this web site for any other purpose.

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Loss or Damage to your Systems

BlackRock will not be liable for any loss or damage from any cause to your system or web site, or to people linking to this material from your web site, caused by or in connection with the use or link to this material. Any such loss or damage will be your responsibility. BlackRock advises you to take your own precautions in relation to protecting your system or web site from malfunction or viruses.

Links to, and from, other Sites

When you use a link to go from our web site to another site, none of these links comprise or imply support or recommendation of any other company, product or service by us. We do not control and are not responsible for the information on any other site found through our web site. Linking to and framing of this web site is not permitted without our express written consent.

Approved Guarantee

BlackRock Investment Management (Australia) Limited complies with its capital requirements under section 29DA(3) of the Superannuation Industry (Supervision) Act through an Approved Guarantee in the sum of $5 million. A copy of the Approved Guarantee is available for review at our offices. Please contact our BlackRock Australia Client Services Centre on 1300 366 100 for further information.

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