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Terms & Conditions
The BlackRock web site (" web site") is owned and operated by
BlackRock Investment Management (Australia) Limited (ABN 13 006 165 975) having its registered office at Level 18, 120 Collins Street Melbourne.
By using and accessing the web site or any of its pages, you agree to be legally bound by these Terms of Use (including the
Privacy Policy) detailed below.
We may change the content or services on the web site without notice including the Terms of Use and the Privacy Policy. Your continued access to, or use of, the web site means that you agree to and accept the changes we make. We recommend that you periodically review these Terms of Use and Privacy Policy for changes.
The information provided on this web site is prepared for residents of Australia only and should not be relied upon by residents of any other jurisdiction.
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Use of Secure Part of Website ("the Secure Website")
Users of the Secure Website ("User") will be able to access information, which will be controlled by a Unique Identifier and Password. This is to allow us to implement measures to preserve the security of this information.
Use of the Secure Website is subject to specific terms and conditions in addition to the general Terms of Use. By accessing the Secure Website you are deemed to have read, understood and agreed to the following terms and conditions:
1. I acknowledge that I have read these Terms of Use and the Privacy Policy
2. I agree not to disclose my Unique Identifier and Password to any other person and notify you immediately of any unauthorised access to, or use of my Unique Identifier and Password.
3. I agree to be responsible for the use by others of my Unique Identifier and Password.
4. I acknowledge that information in the Secure Website relating to me or my clients (where relevant) will be disclosed to any User using a valid Unique Identifier and Password whether or not such use is authorised by me. Once access is granted, all actions will be deemed to be made by me.
5. I warrant that any information entered by me using my Unique Identifier and Password is accurate.
6. I acknowledge that my access to the Secure Website may be revoked by BlackRock at any time without notice.
7. I agree to indemnify BlackRock and all other Users of the Secure Website against any claim, loss, cost, damage, action or expense which BlackRock, or any other User of the Secure Website may experience arising from:
(a) my use of the Secure Website,
(b) my failure to keep my Password confidential, and
(c) the use of the Secure Website by any other person on my behalf.

No Investment Advice
The material on this web site provides general information only and is not intended to represent general or specific investment or professional advice. No direct or implicit recommendations are given in the material. This means that the information provided has not been prepared taking into account your individual financial circumstances (i.e. your investment objectives, financial situation and particular needs). You should therefore assess whether the information is appropriate to your individual financial circumstances before making an investment decision. You can either assess the information yourself or seek the help of an adviser.

Accuracy and Currency of Information
BlackRock, its officers, employees, agents and associates believe that the information and material provided on this web site is correct at the time of compilation but do not warrant the accuracy or currency of that information and material. You should carefully check the date of compilation of the information and material (where relevant) to determine its currency. Save for statutory liability which cannot be excluded, BlackRock, its officers, employees, agents and associates disclaim all responsibility for any loss or damage which any person may suffer from reliance on the information and material on this web site or any opinion, conclusion or recommendation in the information and material whether the loss or damage is caused by any fault or negligence on the part of BlackRock (including its officers, employees, agents and associates) or otherwise.

Performance Figures
All performance figures contained in this web site are sourced from internal and other sources as appropriate. Past performance is not a reliable indicator of future performance. The value of investments and the income from them may go down as well as up and are not guaranteed.

Investing on Current Offer Documents
BlackRock Investment Management (Australia) Limited ABN 13 006 165 975 (AFS Licence No 230523) (RSE Licence No. L0000116) is the responsible entity for all funds registered under the Corporations Act and is the trustee of the pooled superannuation trusts offered by BlackRock.
Investments into any fund detailed on this website may only be made on the basis of an application form contained in, or accompanying a current Disclosure Document. A Disclosure Document for any BlackRock fund detailed on this website is available from BlackRock, or can be downloaded as a PDF file
here for Investors or Advisers, or
here for Institutional Clients. You should consider the Disclosure Document in deciding wether to acquire or to continue to hold the product. Please call us on 1300 366 100 to obtain a printed paper copy of the Disclosure Document, or download an electronic PDF copy
here for Investors or Advisers, or
here for Institutional Clients.
Disclosure Documents on this website are only intended for use by Australian residents. They have been prepared under Australian law and do not directly or indirectly amount to an offer in any other place other than Australia.

Return of Capital and Performance
None of BlackRock their associates and subsidiaries guarantees the success of any trusts, or repayment of capital nor any particular rate of return on income or of capital.

Copyright
Copyright in all the material, works, software, design, text, graphics and code contained on or used to produce the web site and in the information and material and in its arrangement or layout, is owned or licensed by BlackRock or its associates unless otherwise indicated. Other than as permitted below, your use of anything in which BlackRock or its associates own copyright is governed by the copyright laws of Australia and its international treaties with other countries.
You are permitted to save or print a copy of the web site solely for your own information, research or study, but only if you do not modify the copy and you include the copyright notice "© BlackRock Investment Management (Australia) Limited" on the copy. You may not copy, publish, distribute, create works from or commercially exploit the content of this web site for any other purpose.

Loss or Damage to your Systems
BlackRock will not be liable for any loss or damage from any cause to your system or web site, or to people linking to this material from your web site, caused by or in connection with the use or link to this material. Any such loss or damage will be your responsibility. BlackRock advises you to take your own precautions in relation to protecting your system or web site from malfunction or viruses.

Links to, and from, other Sites
When you use a link to go from our web site to another site, none of these links comprise or imply support or recommendation of any other company, product or service by us. We do not control and are not responsible for the information on any other site found through our web site. Linking to and framing of this web site is not permitted without our express written consent.